Tuesday, 20 February 2018

Opinion I Nigeria, Britain And The Naira

NIGERIA, BRITAIN AND THE NAIRA

        
The Nigeria’s history won’t be concluded without mentioning the United Kingdom (UK). In view of this, the latter has hitherto remained a household name when discussing the former, particularly in the aspect of the country’s politics as well as economy.

        
It’s noteworthy that the UK comprises mainly the Great Britain and the Northern Ireland. If further split, the former consists of England, Scotland and Wales; among these three, the first two countries majorly constitute the Britain. Owing to both the population and landmass’ percentage Britain occupies in the bloc, the UK is usually referred to as Britain.

      
The Britain, which remains the prime sovereignty in the UK, has invariably been playing the role of a father in the Nigeria’s polity as a whole. The obvious fact that Nigeria was a British colony from the 19th century till it became an independent nation in 1960 can never be swept under the carpet or be forgotten in a hurry. The unending appreciation of the two countries’ bilateral relation cannot be unconnected with the aforementioned record.

        
Penultimate week, the UK’s Export Finance agency disclosed its intention to add the Nigeria’s legal tender, naira to its list of ‘pre-approved currencies’, allowing it to provide financing for transactions with Nigerian businesses dominated in the local currency. By so doing, the naira will become one of the three West African legal tenders that the UK export finance has pre-approved for its means of funding transactions that promote trade with the UK.

       
It would be recalled that the Britain voted in 2016 to leave the European Union (EU). The awaited exit has persuaded London, the capital territory of the UK, to embrace a rethink over its trade ties with the rest of the world. It’s thus needless to state that the country is currently reviewing its existing trade and investment policies towards ushering in more suitable and beneficial ones.

        
It’s worth noting that in the last three years, severe dollar shortage in the Nigeria’s foreign exchange market caused by the emergence of lower oil prices, forced the Central Bank of Nigeria (CBN) to allow the naira to float after it lost third of its official value against the dollar. This, therefore, is the reason the currency has not ceased to stagger within the period in review.

       
It is imperative to acknowledge that the pronouncement in question, if duly implemented, would go a long way in strengthening the Nigeria – UK bilateral cooperation, thereby easing the rate of importation of goods from the latter to the former. Since the naira would be accepted as a legal tender in the aforesaid foreign country, Nigeria importers can easily pay for goods and services over there with the use of the currency. This implies that the said set of traders wouldn’t need to queue at the Nigeria’s foreign exchange market to change the naira for dollar or pound sterling.

       
But if critically viewed, it would be realized that such a policy can cause overflow of the naira, which is presently in a pathetic mood. More so, the ongoing double-digit interest rate will equally soar the prices of the goods to be imported into the country from the UK since it’s understandable that borrowing is synonymous with importers. I’m afraid; these foreseen consequences might result to further depreciation of the naira.

         
Besides, the President Muhammadu Buhari–led government that is deeply concerned about boosting the country’s local market may not be favoured by the policy, which is likely to lead to another phase of over-dependence of imported commodities that has overtime bedeviled our economy. It’s not anymore news that the present administration’s mantra is anchored on diversification of the country’s revenue base. So, for this to come at a time Nigerians are encouraged to think home is enough reason to say that anyone that really means well for Nigeria is still sceptical over the actual merits that are attached to the policy.

        
This is to say that, in the long run, the monetary policy might mainly boom individual pockets to the detriment of the national coffer. Such resultant effect wouldn’t augur well for the country’s export base that’s seriously yearning for rescue, hence at the expense of her economy at large. Any fiscal measure that’s liable to benefit just a few individuals but impoverish the majority isn’t worth celebrating.

        
As much as the UK is apparently trying to boost the Nigeria’s pride in the international market by initiating suchlike policy, we mustn’t forget so fast that the former stands to be the key beneficiary of the initiative, hence the need for us not to be carried away by the euphoria that accompanies the news.

       
The good news is that, such an approach would make the naira to be more recognized and respected globally. On the other hand, it could also reduce the ongoing influx at the parallel market because most importers may have little or no business to transact over there, thereby returning the rightful status of the commercial banks.  

        
However, that doesn’t change the fact that if critically examined, the naira might not get its fair share of the deal; that the naira might cry foul as the odyssey progresses; that it may end up causing the currency more harm than good. We must note that in any business or relation, every partner involved is more concerned about what his personal benefit entails. Think about it!

 

Comrade Fred Doc Nwaozor
Executive Director, Docfred Resource Hub (DRH) - Owerri
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Twitter: @mediambassador            

  

 

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